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Here's a list of the documents most commonly needed in order to apply for a mortgage loan. Additional items may be required depending upon the type of loan you're applying for. Your Loan Officer can help with this.
If you are self-employed or paid by commission:
Previous two years personal Federal Income Tax Returns with all schedules. Self employed: previous two years of business tax returns and a year-to-date profit and loss statement.
If you own other properties:
Address of properties and current market value. Any debt owed on properties; Lender's name, address, account number, monthly payment, and current balance. Copy of previous two years Federal Income Tax Returns with all schedules. If rented; copy of lease.
If you have filed bankruptcy in the last seven years:
Copy of petition and discharge, handwritten explanation of reason for bankruptcy, evidence of excellent credit since the bankruptcy. Rather than hold up your loan application appointment, you may follow up on any missing items at a later time.